Do Medicare Plans Cover Fitness?

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Yes, some do.

Physical exercise is an important part of managing some diseases and in preventing others.

Some Medicare Advantage and some Medicare Supplement programs cover fitness programs for seniors. Original Medicare Parts A & B do not cover gym memberships. However, Original Medicare will cover some prescribed treatments related to fitness, including nutritional therapy and physical or occupational therapy.

Medicare Advantage plans are administered by private insurers and include Medicare Part A and Part B coverage. They also often offer additional benefits including some dental and vision coverage and, in some cases, gym memberships.

SilverSneakers and Silver & Fit are both health and fitness programs designed for adults 65 years and older. Silver Sneakers is offered through more than 17,000 fitness locations nationwide,4 and Silver & Fit has 14,000 plus fitness centers.

If your Medicare Advantage or Medigap plan includes either program you can find a fitness location near you on or Participants are usually eligible for all of the health clubs facilities and amenities as well as special classes and training sessions designed for seniors.

YouTube is also an excellent resource that features free videos that are produced by both Silver Sneakers and Silver and Fit. During Covid-19 even more content has been published to YouTube so that seniors can do workouts at home.

Insurance carriers may also offer their own fitness programs with the Medicare Advantage plans that they offer.

Our Licensed Insurance Agents would be happy to check to find out which programs you are eligible for and the benefits you could receive.

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