Dental costs can take a bite out of your budget

When you retire, you may leave an employer-offered dental plan right when you need it most

Dental care is an important part of your overall health.

Untreated cavities and gum disease can lead to:

  • Chronic pain
  • Infections
  • Loss of teeth

Scientists have found links between periodontal disease and certain conditions, including:

  • Heart disease
  • Diabetes
  • Dementia

Medicare Doesn’t Cover Most Dental Services, Including:

  • Routine checkups
  • Cleanings Fillings
  • Tooth extractions
  • Dentures Caps
  • Bridges
  • Dental plates

Source: Kaiser Family Foundation 2015

Costs Without Dental Insurance

Most people on Medicare do not have dental coverage, and many go without needed care

Without dental insurance, you have to pay out of pocket. And those expenses can add up quickly.

Dental coverage likely wouldn’t cover all of this, but…there are ways you can reduce dental costs

Some Medicare Advantage (Part C) plans offer dental benefits. Stand-alone dental insurance plans can help. Be aware that adult dental plans often have:

  • Waiting periods of a year or more before you can access benefits
  • Caps on coverage, leaving you responsible for expenses once you reach a certain amount

Dental coverage can be affordable

Make sure you:

• Shop around — compare plans from more than one company.

• Work with a knowledgeable insurance agent, who can help you compare plan benefits and prices.

Our Licensed Insurance Agents can search multiple insurance company plans to find you dental coverage that fits your budget and needs.

Source: Kaiser Family Foundation 2015

Dental Costs Without Insurance

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Medigap Life's website is operated by Medigap Life, LLC a licensed health insurance agency doing business as Medigap Life. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Medigap Life and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.