Contact Us to Learn More About Medicare

  • This field is for validation purposes and should be left unchanged.

*Your information and use of this site is governed by our updated Terms of Use and Privacy Policy. By entering your name and information above and clicking the Receive A Quote Today, you are consenting to receive calls or emails regarding your Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options (at any phone number or email address you provide) from an Medigap Life representative or one of our licensed insurance agent business partners, and you agree such calls may use an automatic telephone dialing system or an artificial or prerecorded voice to deliver messages even if you are on a government do-not-call registry. This agreement is not a condition of enrollment. *

Medicare Part A

What some might consider a staple of American healthcare coverage, Medicare Part A is available to individuals who meet specific criteria. All citizens and permanent legal residents for the last five years are eligible for this coverage once they reach age 65. In some cases, Medicare coverage can be obtained sooner if you are disabled or have been diagnosed with end-stage renal disease or amyotrophic lateral sclerosis. Enrollment is automatic if you’re already receiving Social Security or Railroad Retirement Board benefits.

Doctor with RX prescription drug bottle selective focus

The coverage under Medicare Part A is sometimes confusing for recipients, as the plan does not pay for all services. Although most people receive these benefits at no cost, assuming they worked and paid Medicare taxes for at least 10 years, some individuals are able to secure this coverage through a monthly premium payment.

What Part A Covers

Most refer to this plan as hospital coverage, as the fundamental elements of a visit to this type of facility are at least in part paid for. While the specifics will vary based upon the unique services you receive, Medicare Part A will likely contribute toward the costs of:

  • Hospice Care
  • Home Health Services
  • Inpatient Hospital Care
  • Skilled Nursing Facility Care

If you are ill or sustain an injury, your coverage will kick in toward many of the aspects of a hospital visit, including a semi-private room, meals, and medications needed during your stay. Supplies, nursing services, and more may be partially or fully paid for through your Part A plan. Home healthcare treatment may also be included and often pays toward physical and occupational therapy, durable medical equipment, medical social services, and more.

Similarly to hospital care benefits, Medicare Part A will also help with the costs associated with a skilled nursing facility stay. After you have spent at least three days in the hospital, your physician must approve your need for daily skilled care. Palliative care through Hospice services can also be covered through Part A if you have a terminal illness with a timeline of six months or less to live.

Items That Are Not Covered

While Medicare Part A does contribute toward a vast amount of hospital-based services, it’s important to realize that this plan does not pay 100% of your medical bills. A variety of factors related to a hospital stay, home care, and more will determine just how much of your care will be free, as items like private hospital rooms, meals at home, and long-term skilled care are not included.

Keep in mind that in order for Part A to pay toward some of your costs, you must visit a Medicare provider who works in a Medicare-designated facility. Individuals approaching the age of 65 will receive their coverage information in the mail roughly three months before their birthday, and if you do not, check to see if you need to manually enroll for your benefits.

Experienced Agents You Can Trust

Our agents have years of experience in the Health Insurance Industry.

We Are Here to Help

8059

Policies

80

Agents

100587

Number of People We’ve Helped

Speak to a Licensed Agent

We Got You Covered. Don’t Get Caught Off Guard

We don’t want you to have to worry about your health in your future. The future is something that you should always be excited about. Let us help you today.