Last updated: July 30, 2021

Medigap Life(“us”, “we”, or “our”) operates the Medigap Life website (the “Service”).

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy.

Consent

By agreeing to our Privacy Policy, you consent to be contacted by phone, text message, direct mail or email by Medigap Life, any of its licensed agents, representatives, affiliates or Marketing Partners. By speaking to a live representative you agree to our privacy policy, agree to receive calls, voicemails, text messages, or emails regarding your Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options using any phone number, text message or email address you provide from a Medigap Life representative, its affiliates or marketing partners and you agree such calls may use an automatic telephone dialing system or an artificial or prerecorded voice to deliver messages even if you are on a government do-not-call registry. This agreement is not a condition of enrollment.

Marketing Partners

Medigap Life may utilize third party companies, agencies, and individuals to help in the delivery of the products and/or services you requested. We may share your information with our marketing partners as described in this privacy policy:

(i.) Product and Service Delivery. We share your information with third parties who help us in the delivery of the products and services you have requested.

(ii.) Website Functionality. We share your information with companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance, process credit card payments, and provide customer service.

(iii) Third Party Products and Services. We share your information with third parties who will provide you with their opportunities, products, or services. This includes your personal and non-personal information, and includes your interests and preferences, so they may determine whether you might be interested in their products or services.

Our marketing partners include but are not limited to the following entities: Apple Insurance, Avenge Digital, GoHealth, Coverage One, HealthPlanOne, Healthworks, Highland Health Direct, Mediaalpha, National Plan Advisors, Quickaid, Live Calls Network, SelectQuote, Spring, United Medicare Advisors, Smart Match Insurance Agency, 360 Quote, Madera Digital LLC, Call Trader, Allied Insurance Partners, PolicyBind, Apollo Interactive and others to provide the Service on our behalf, to perform insurance-related services or to assist us in analyzing how our Service is used.

These third companies have access to your Personal Information and may contact you only to provide the requested services and are obligated to not disclose, share or use it for any other purpose.

Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:

  • Name
  • Email address
  • Telephone number
  • Address

We receive names and mailing addresses from third parties for direct mail marketing purposes. If you would like to opt-out of the use of your personal information please contact us at support@medigaplife.com.

Log Data

We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Google AdSense & DoubleClick Cookie

Google, as a third party vendor, uses cookies to serve ads on our Service.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

CALIFORNIA & Other States
PRIVACY NOTICE

Your Rights and Choices

For all personal information that we collect about you, you may have the following rights or choices that we will accommodate where your requests meet legal and regulatory requirements and do not risk making our other data less secure or changing our other data.  You may also designate an authorized agent to make a request on your behalf.

Access, Erase: You may have the right to know what information is being collected about you, to access your personal information, to receive a copy of your information, and to know whether your personal information is disclosed and to whom.  You also may request that we erase your information.  If you have questions about your information or want to ask us to erase your information, please contact us via the address below.

1900 Corporate Blvd NW, Suite W300
Boca Raton, FL 33431



Opt Out of Sale: You may have the right to ask us not to sell your personal information.  If you would like to make a request, please click HERE, or select the “Do Not Sell My Info” link on the bottom of any of our web pages.

Data Portability: If you would like to request that we provide a copy of your information to you, please contact us using the methods in the Contact Us section below.

Non-Discrimination:  You have the right not to receive discriminatory treatment by the Company because you exercise your privacy rights.  If you have any questions, please contact us using the methods in the Contact Us section below.

How to Make a Request:  Please email us at support@medigaplife.com

Responding to Requests: Your request will be evaluated to determine whether the requested change meets legal regulatory requirements and does not risk making our other data less secure or changing our other data.

Verifying Your Identity: To protect you and your information, we may ask you to confirm certain information before we honor your request.  For example, if you make a request, we will ask you to confirm your email address.  For certain requests, we will use a combination of your email address, phone number, zip code, and/or birth date to verify your identity, so that we can help protect your information.  If you designate an authorized agent to make a request on your behalf, we may require you to verify your identity and provide the authorized agent’s identity and contact information to us.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us at

1900 Corporate Blvd NW, Suite W300
Boca Raton, FL 33431



or at support@medigaplife.com.

Medigap Life’s website is operated by Medigap Life, LLC a licensed health insurance agency doing business as Medigap Life. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Medigap Life and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.