Last updated: September 27, 2019

Medigap Life(“us”, “we”, or “our”) operates the Medigap Life website (the “Service”).

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy.

Consent

By agreeing to our Privacy Policy, you consent to be contacted by phone, text message or email by Medigap Life, any of its licensed agents, representatives, affiliates or Marketing Partners. By speaking to a live representative you agree to our privacy policy, agree to receive calls, voicemails, text messages, or emails regarding your Medicare Advantage, Medicare Supplement Insurance, and Prescription Drug Plan options using any phone number, text message or email address you provide from a Medigap Life representative, its affiliates or marketing partners and you agree such calls may use an automatic telephone dialing system or an artificial or prerecorded voice to deliver messages even if you are on a government do-not-call registry. This agreement is not a condition of enrollment.


Marketing Partners

Medigap Life may utilize third party companies, agencies, and individuals to help in the delivery of the products and/or services you requested. We may share your information with our marketing partners as described in this privacy policy:

(i.) Product and Service Delivery. We share your information with third parties who help us in the delivery of the products and services you have requested.

(ii.) Website Functionality. We share your information with companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance, process credit card payments, and provide customer service.

(iii) Third Party Products and Services. We share your information with third parties who will provide you with their opportunities, products, or services. This includes your personal and non-personal information, and includes your interests and preferences, so they may determine whether you might be interested in their products or services.

Our marketing partners include but are not limited to the following entities: GoHealth, Coverage One, HealthPlanOne, Healthworks, Highland Health Direct, and National Plan Advisors, and others to provide the Service on our behalf, to perform insurance-related services or to assist us in analyzing how our Service is used.


These third companies have access to your Personal Information and may contact you only to provide the requested services and are obligated to not disclose, share or use it for any other purpose.


Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:

  • Name
  • Email address
  • Telephone number
  • Address


Log Data

We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Google AdSense & DoubleClick Cookie

Google, as a third party vendor, uses cookies to serve ads on our Service.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.

We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us.

Medigap Life’s website is operated by Medigap Life, LLC a licensed health insurance agency doing business as Medigap Life. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. Medigap Life and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.