Medicare basics
Understand the parts of Medicare
Read a plain language guide and check the official sources.
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Learning center
Find your way through Medicare.
Explore the parts of Medicare, compare ways to receive coverage, review prescription drug plans, and understand when you may be able to enroll or make a change. Each guide includes practical questions to ask and links to official Medicare information.
Compare coverage
Original Medicare or Medicare Advantage?
Read a plain language guide and check the official sources.
Read the guide →
Prescription drugs
Check your prescriptions before choosing
Read a plain language guide and check the official sources.
Read the guide →
Enrollment
Know when you can enroll or change coverage
Read a plain language guide and check the official sources.
Read the guide →
More to consider
Coverage questions beyond the basics.
These topics can involve separate policies or benefits that depend on the plan. Use these starting points to decide what to check next.
Medicare Supplement (Medigap)
Medigap is private insurance that can help pay your share of certain costs in Original Medicare, such as copayments, coinsurance, and deductibles. It works with Original Medicare; review eligibility, enrollment timing, premiums, and the policy’s benefits before choosing.
Learn about Medigap at Medicare.gov ↗Dental, vision & hearing
Original Medicare generally does not cover routine dental care or routine eye exams, though exceptions exist. Some Medicare Advantage plans offer extra benefits. Check specific services, provider networks, benefit limits, and your costs before relying on a plan’s description.
Check Medicare dental coverage ↗Final expense & whole life
Whole life is a type of permanent life insurance. Some life policies are marketed for final expenses. When comparing a policy, ask about the death benefit, premiums, exclusions, and any waiting period; these terms depend on the insurer and product. Life insurance is separate from Medicare.
Learn about life insurance at NAIC ↗Accident insurance
Accident policies are separate from Medicare health coverage and may provide a benefit after certain covered injuries. What qualifies, how a benefit is paid, and exclusions depend on the policy. Read the actual policy details alongside your existing coverage before deciding whether it fits.
Ask about your coverage questions →Want to talk it through?
A licensed agent can help you review available options in your area.
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